Texas Hit and Run Accident Facts
- October 23, 2014
- Car Accidents
As a citizen motorist, you accept certain obligations and responsibilities that come with the privilege of owning and operating a motor vehicle. Some of the most important obligations that come with this activity are to drive safely and to take steps to avoid causing injury or property damage to other motorist. Along with that, you also have obligations in regard to how you are supposed handle a traffic accident. The first and most significant of these duties is to remain at the scene and to make contact with the other parties involved. The following are additional Texas hit and run accident facts should help to clear the confusion about victims’ rights following one of these accidents.
Leaving the Scene of an Accident
When a person leaves the scene of an accident, it is typically because they are trying to avoid some level of liability that is connected to the crash. This can cause problems for the police and the other parties that may have been involved in the accident. When a person is injured due to the negligence of another driver, they usually need to collect compensation from that driver or their insurer in order to cover things like medical expenses and potential lost wages.
Identifying the Driver
The first hope that you are going to have following a hit-and-run accident is that the driver can be identified. This is possible through a variety of different means. They might be caught during their attempt to evade responsibility, which is the best-case scenario. However, there is also the possibility that a witness will be able to identify the car through its license plate and with the increasing existence of traffic cams, there is also the possibility that the vehicle was caught on camera.
While it is possible that the evading driver will be caught, there is the possibility that they will get away scot-free. This can significantly reduce the potential for the injured parties to collect the full value of the damages, but it does not mean that they have no potential avenue to recover compensation. Depending on the type of car insurance that you have, it may be possible for you to recover on your own policy.
The Texas At Fault Rule
As far as auto insurance goes, Texas is a state that works under the fault rule. This means that you only have to buy basic liability coverage to pay for the accidents that you are responsible for causing. In the situation of a hit-and-run, having the bare minimum coverage could leave you in a bit of a jam. If the offending driver cannot be found and you do not have additional coverage like PIP or uninsured or under-insured coverage, there is a good chance that you will not be able to recover compensation from your insurer.
Even when you do have these additional forms of coverage, your insurer may try to offer you inadequate compensation or they might try to deny coverage completely. In this situation, you might need to hire a Dallas car accident attorney in order to get the compensation that you deserve. Hopefully, your insurer will offer fair compensation that is in accordance with the policy, but if they don’t you can hire a car accident lawyer to file a bad faith claim on your behalf.