Dallas Car Wreck Lawyer Explains the Role of Insurance Adjusters
- April 21, 2014
- Car Accidents
If you have ever been in an accident you may have been contacted by an insurance adjuster. Adjusters evaluate claims for their companies and they can work for health insurance companies, workers compensation insurance companies, or automobile insurance companies. If you are the victim of a vehicle accident, you will be contacted by an insurance adjuster attempting to settle your case. Before you speak with an adjuster, seek the advice of a Dallas truck accident attorney, or a car accident attorney. The will know exactly how to handle insurance adjusters who are looking out for their companies best interest.
What do Insurance Adjusters Do?
Insurance adjusters build case reports for the insurance company to find out who was at fault for an accident, why an accident occurred and what the appropriate compensation would be for you or someone involved. Many people who have never been involved in an accident don’t understand the process of filing and insurance claim. This opens the door for insurance companies to offer low settlements for severe injuries that you received in an accident. If you settle a claim too quickly, you won’t be able to get compensation for future medical expenses, or therapies you may need to help you heal from your injuries. You may also not realize that you have any injuries until a day or two after the accident. Also, if you settle, you will lose your right to file a personal injury suit against the negligent driver and their insurance company.
Insurance adjusters aren’t working for you. They are working for the companies that employ them. Their goal is to settle injury claims as quickly as possible, and settle them for the lowest amount of money possible. Your attorney will be able to speak with the opposing insurance company on your behalf, and advise you, based on your injuries, future medical expenses, and permanent changes you may have to your health because of the accident, whether or not an offer that is made by the insurance company is a reasonable offer. Your attorney will be there to advise you on whether or not you should take the settlement offer.
If you are ever involved in a serious accident, speak with one of our qualified attorneys and let them evaluate your case. These cases can take quite a bit of time and can dealing with insurance adjusters while you are injured can be a daunting task. Let a Dallas car wreak lawyer take care of it for you. Your injuries from the accident will, more than likely, be with you for a lifetime. Therefore, you should make sure that your settlement is fair.