The Estimated Cost of a Spinal Cord Injury
- May 8, 2013
- Catastrophic Injuries
The reality of a Dallas 18-wheeler accident is that the injuries sustained during the crash are almost always life-threatening. As a Dallas truck accident attorney, I have worked with hundreds of families who have been impacted by a serious injury or death caused by a truck accident in Texas.
One of the most serious injuries we deal with is a spinal cord injury. These injuries almost always have a serious negative impact on the life of the accident victim, often limiting their mobility and forever changing their lives.
Our job as advocates of those hurt during an accident with a semi truck is to ensure that accident victims get the money they need—and they need a lot. Initial medical bills alone can reach well over $100,000. When you factor in the assistive devices and equipment, home modifications and other expenses, the injury can end up costing millions of dollars over the lifetime of the spinal cord injury victim.
A Breakdown of the Cost of a Spinal Cord Injury
On average the medical expenses directly related to spinal cord injuries include:
- $140,000 for the initial hospitalization, averaging 15 days
- $198,000 for first year care and expenses. This is an average for all types of spinal cord injuries, and the total may be much higher for some cases. For example, expenses for quadriplegics average over $400,000
- $428,000. Cost of lifetime care of paraplegics, estimated for a person injured at age 25
- $1.3 million. Cost of lifetime care of quadriplegics, estimated for a person injured at age 25
As we said, these numbers are averages and only cover the medical and assistive needs of a person with a spinal cord injury. What about the losses associated with loss of employment, or lost lifetime earning potential?
The percentage of spinal cord injury victims who were unemployed eight years after the initial injury averages 63 percent. Those who find jobs often cannot work in the field they used to and may earn much less than they did before the accident. These factors must be reflected in an insurance company’s offer of compensation—yet they rarely are.
Should I Accept their Offer?
If you accept the first offer the trucking company’s insurance agent offers, the answer is almost certainly: No. The offer, even if it seems fair, may not be enough to pay for the many costs associated with a spinal cord injury.
For legal advice you can trust, please call 972-774-9800 today. Do not sign anything without the advice of one of our experienced, aggressive Dallas truck accident attorneys. The first consultation about your case is FREE and confidential, so call us today.