Yes. There are no “friendly insurance adjusters.” They could care less about you or your injuries. All they typically care about is paying you as little money as possible, as quick as they can, before you realize that your claim is worth a lot more money. Insurance adjusters are trained on getting accident victims to settle their claims for less money than they are worth. Some of their tactics are tricky. An experienced lawyer will protect you from the “friendly insurance adjuster,” and make sure that your interests are adequately protected.